Variable Life Insurance

10 months ago

Insurance Glossary Team

1 minute

Plain English Definition: A life insurance policy with a cash value that can fluctuate based on investments.

What Variable Life Insurance really means for someone with an insurance policy

Variable Life Insurance includes both life insurance protection and investment components. The policy’s cash value and death benefit can increase or decrease depending on investment performance.

Variable Life Insurance Real World Examples

A policyholder invests premiums in stocks, with returns affecting the cash value.
Life insurance with mutual fund-linked cash value accounts.
Investment-based life insurance with potential market gains or losses.