Preferred Provider Organization (PPO)

Plain English Definition: A type of health insurance plan offering flexibility to see healthcare providers both within and outside a network.

What Preferred Provider Organization (PPO) really means for someone with an insurance policy

PPO plans allow policyholders to visit specialists and out-of-network doctors without referrals, typically at higher costs.

Preferred Provider Organization (PPO) Real World Examples

• Visiting a specialist without a primary care referral.
• Seeing an out-of-network doctor for urgent care.
• Getting treatment from a preferred in-network hospital for lower costs.