Policy Exclusions

Plain English Definition: Specific conditions or circumstances not covered by an insurance policy.

What Policy Exclusions really means for someone with an insurance policy

Exclusions limit the scope of coverage by listing scenarios where the insurance company will not pay claims. These must be reviewed carefully.

Policy Exclusions Real World Examples

• Flood damage excluded from a standard home insurance policy.
• Intentional acts not covered in a liability policy.
• Wear and tear excluded from car insurance coverage.