Liability Limits

Plain English Definition: Liability limits are the maximum amounts an insurer will pay for covered claims.

What Liability Limits really means for someone with an insurance policy

Liability limits define the maximum financial responsibility the insurer assumes for claims, protecting policyholders from excessive out-of-pocket expenses.

Liability Limits Real World Examples

• An auto policy’s per-accident limit for bodily injury claims.
• Home insurance coverage for legal claims after an injury on the property.
• Professional liability limits for malpractice claims.