Liability

Plain English Definition: Legal responsibility for damages or injuries caused to others.

What Liability really means for someone with an insurance policy

Liability refers to your legal obligation to pay for damages or injuries caused to others, typically covered by specific insurance policies.

Liability Real World Examples

• Causing a car accident and being liable for repairs and medical bills.
• Being responsible for injuries sustained on your property.
• Accidentally damaging a neighbor’s property while renovating your home.