Earthquake Insurance

11 months ago

Insurance Glossary Team

1 minute

Plain English Definition: Earthquake insurance covers damage to your property caused by earthquakes.

What Earthquake Insurance really means for someone with an insurance policy

Earthquake insurance is a specific policy that helps cover damages resulting from seismic activities. Standard homeowners or renters policies typically don’t cover earthquakes, so a separate policy is necessary in earthquake-prone areas.

Earthquake Insurance Real World Examples

Your home suffers structural damage after a major earthquake, and repairs are covered by your earthquake insurance policy.
After an earthquake, your personal belongings are damaged, and the insurance covers the cost of replacement.
Earthquake insurance covers temporary living expenses while your home is being repaired.